$350K–$550K
Typical price range
Surprise Unified School District
School district
Conventional
Common loan type
About Sierra Montana
Sierra Montana is Surprise's upscale master-planned community featuring championship golf, luxury homes, and resort amenities.
Home prices range from $350K to $550K+, targeting move-up buyers seeking premium finishes and golf lifestyle.
Living in Sierra Montana
Schools: Sierra Montana is served by Surprise Unified School District. Confirm exact assigned schools for a specific address.
Employers & Commute: Surprise employment, Phoenix West.
Home Type: Upscale master-planned community with golf.
Best-Fit Loan Programs for Sierra Montana Buyers
Conventional loan
3–20% down · competitive rates · fixed or adjustable
FHA loan
3.5% down · lower credit requirements · popular first-time
VA loan
$0 down for eligible veterans · no mortgage insurance
Jumbo loan
For homes above $832,750 conforming limit · competitive rates
Arizona Home Plus DPA
Down payment assistance · soft second mortgage · income limits
Local Flavor
Neighborhood
18-hole championship golf course, resort-style pools, and extensive recreation centers.
Market
Close to Surprise employment, shopping, and Loop 303.
Frequently Asked Questions
What golf amenities are included in Sierra Montana?
18-hole championship course; memberships included with most homes; active golf community.
What's the HOA cost in Sierra Montana?
HOA dues typically range $300–$450/month, including golf access, pools, and recreation facilities.
What home designs are available in Sierra Montana?
Upscale contemporary and Southwestern designs; homes range from 3,000–4,500+ sq ft with premium finishes.
Is Sierra Montana good for resale?
Yes. Upscale community, golf amenities, and Surprise's growing market support strong resale demand.
Will I need a jumbo loan for Sierra Montana homes?
Some homes exceed the conforming limit; check with your lender. Many fall within conventional range.
Ready to Buy in Sierra Montana?
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